Credit Counseling
If you’re struggling to pay your bills, our knowledgable Credit Counselors can help you regain control of your finances.
Trouble Managing Your
Monthly Bills?
If you’re having trouble managing monthly bills, take the first step by reaching out to a Counselor who will work with you to gain an in-depth understanding of your unique financial situation and develop a personalized plan for moving forward. When appropriate, we can also work with your creditors so you can pay off your debt in less than five years through Home Eligible’s Debt Management Plan.
Home Eligible’s Counselors are familiar with the National Foundation for Credit Counseling (NFCC). As such, we are committed to providing unbiased and compassionate financial guidance and taking as much time as you need to get your finances back on track. Our services are available to US residents across all 50 states. All sessions are completely confidential and can be conducted by phone. Simply contact us at 720-944-6580 You can also get started online or schedule an in-person or phone session at your convenience, below.
How It Works
Our certified counselors will conduct a complete budget analysis to assess your monthly financial profile.
Upon completion of the analysis, the counselor may offer suggestions for cutting expenses and/or increasing income. Counselors may refer to our Counselor Resource List, an extensive compilation of social service organizations that can help with utility costs, prescription costs, childcare costs, and a host of other needs.
Based on the information provided during your counseling session, your certified Credit Counselor may recommend a Debt Management Plan to help you pay off your debt years faster.
- Get Started Now!
- Share Your Unique Story
- Chat With One Of Our Certified Counselors
- Create A Plan
I found Home Eligible when I thought I had no hope. In a little over two years, I will have paid off over $30,000 in credit card debt!
Frequently Asked Questions
How long will my counseling session last?
The length of a counseling session varies based on your individual situation. We recommend planning to spend at least 45 minutes with your counselor, who will devote as much time as you need in order to answer your questions and discuss the best options for you, based on your individual circumstances.
How do I know if a counseling session is right for me?
If any of these scenarios apply to you and your situation, it is a good indication that you may benefit from a counseling session with one of our certified counselors:
- Do you find it challenging to pay your bills on time, or at all each month?
- Do you feel that there is no money left over after you pay your basic expenses or are you experiencing difficulty paying for your basic living expenses?
- Are you not sure where your money seems to be going each month?
- Do you feel that you may need to get a better understanding of your financial situation?
- Do you want to gain control of your overall financial situation but are unsure of how to get started?
How do I get started with a counseling session?
The majority of our sessions are conducted over the telephone. Simply contact us at 1-303-327-9679 or you can get started online. Your information will be submitted directly to one of our certified counselors who will review the information and contact you as soon as possible. If you prefer, an appointment can be made for an in-person counseling session in most of our office locations.
What are Home Eligible's credit counselor’s credentials? How do I know they can help me?
Experience. Every Home Eligible Counselor has years of experience financial counseling using proven, results based techniques.
What happens in a counseling session?
A counseling session allows our certified counselors to take an in depth look at your financial situation. By reviewing your situation, your counselor can determine the solution that will best benefit you and your individual needs. As everyone’s situation is different, it is very important that your counselor create a personally designed plan of action with appropriate resources and recommendations that will assist you.