Bankruptcy
Whether you’re considering filing for bankruptcy or have already decided to file, we can help.
Before You
File For Bankruptcy
If you are considering filing for bankruptcy to eliminate debt, it is recommended that you work with a certified Credit Counselor who can serve as your advocate and answer any questions related to your unique financial situation. Home Eligible has years of experience and can provide the credit counseling and debtor education required for anyone considering filing for personal bankruptcy. Our online Credit Counseling and Financial Management courses provide individuals and families the essential financial tools and resources they need to re-establish financial security following bankruptcy.
If you have already decided to file for bankruptcy and need help managing the fallout, please reach out using the ‘Get Started’ button in the top right.
Explore Your Options
With Home Eligible Bankruptcy Counseling
Get started today. Bankruptcy attorneys typically offer no help with what happens after you’ve filled because their is no incentive for them at that point, you’ve paid them. The result in your personal finances are left in ruins. The clean up can start now and Home Eligible is ready to help.
I found Home Eligible when I thought I had no hope. In a little over two years, I will have paid off over $30,000 in credit card debt!
Frequently Asked Questions
I am struggling to keep up with my credit card debt. Should I file bankruptcy?
It can feel overwhelming when you are unable to keep up with your expenses. If you are just starting to look at your options for improving your financial situation, the first step is to speak with one of our certified Credit Counselors, who will explain the advantages and disadvantages of the various options for handling your debt, including bankruptcy. To speak with a Credit Counselor, call 303-327-9679.
I am considering filing bankruptcy. What are the counseling and education certificates I need?
Before you file your bankruptcy petition, you are required to complete a credit counseling session. This session can be completed partially online followed by a review of the information with one of our bankruptcy counselors over the phone.
After you file your petition and receive your bankruptcy case number, you are required to complete a bankruptcy education course on personal financial management, also known as the debtor education course.
Are there alternatives to bankruptcy?
99.9% of the time there will be a better alternative than bankruptcy. Our counselor are standing by to help you make the best dicision for you and your family.